Searching for the best New Zealand casino to play at? CasinoGuide lists the best NZ online casinos for 2023. The top casinos listed here are licensed by credible gaming authorities and have been thoroughly assessed by our experts.
New Zealand Online Casinos List
1 | 400% up to €3000 + 350FS | 24Casino | Sign-Up | 18+ | Play Responsibly | BeGambleAware.org | |
2 | Bonus up to €2000 + 250 Free Spins | Flappy Casino | Sign-Up | 18+ | Play Responsibly | BeGambleAware.org | |
3 | 100% Match Bonus up to €600 | Thunderpick Casino | Sign-Up | 18+ | Play Responsibly | BeGambleAware.org | |
4 | 225% up to 22,500 USDT Welcome Casino Bonus + 225 FS | Caibo Casino | Sign-Up | 18+ | Play Responsibly | BeGambleAware.org | |
5 | 250% up to €6,500 + 180 Free Spins | Jeet City Casino | Sign-Up | 18+ | Play Responsibly | BeGambleAware.org | |
6 | 100% up to CA$1,000 | Slotilda Casino | Sign-Up | 18+ | Play Responsibly | BeGambleAware.org | |
7 | Up to 4000 EUR + 250 Free Spins | Slot Hunter Casino | Sign-Up | 18+ | Play Responsibly | BeGambleAware.org | |
8 | $6,000 + 50 Free Spins | Big Dollar | Sign-Up | 18+ | Play Responsibly | BeGambleAware.org | |
9 | 100% up to $500 on 1st Deposit + 100 Free Spins | Luckiest Casino | Sign-Up | 18+ | Play Responsibly | BeGambleAware.org | |
10 | Up to 590% + 225 Free Spins total bonus | Bet Fury | Sign-Up | 18+ | Play Responsibly | BeGambleAware.org | |
11 | 100% Up To €200 + 11 Wager-Free Spins | Mr Vegas | Sign-Up | 18+ | Play Responsibly | BeGambleAware.org | |
12 | 10 £ No Deposit Bonus | Pink Casino | Sign-Up | 18+ | Play Responsibly | BeGambleAware.org | |
13 | 100% Up To €300 + 20 No Deposit Spins | Casumo Casino | Sign-Up | 18+ | Play Responsibly | BeGambleAware.org | |
14 | 120% up to €600 | Jupi Casino | Sign-Up | 18+ | Play Responsibly | BeGambleAware.org | |
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18 | 100% Up To €200 + 11 No Deposit Spins | Videoslots | Sign-Up | 18+ | Play Responsibly | BeGambleAware.org | |
19 | 100% Up To €1,000 + 300 Free Spins | MaxCazino | Sign-Up | 18+ | Play Responsibly | BeGambleAware.org | |
20 | 100% Up To CA$500 + 50 Free Spins | Sign-Up | 18+ | Play Responsibly | BeGambleAware.org |
How we rate New Zealand Online Casinos
GENEROUS BONUS OFFERS / ONGOING PROMOTIONS
The competitiveness of the casino industry has made it such that any New Zealand online casino must have a broad range of bonuses and promotions for both new and returning players, as well as an extensive program for VIPs with fair wagering requirements and T&C’s.
LARGE VARIETY OF GAMES
Leading New Zealand casino sites must provide the complete range of online gaming services including table games like baccarat and blackjack, live dealer games, and a broad collection of the most entertaining pokies. The casino software must be of premium quality and the payout rates must be authentic.
BACKED BY STRONG LICENSING AUTHORITIES
The Malta Gaming Authority regulates all gambling activities in New Zealand including pokies, bingo and other casino games. Without a valid MGA license, a casino cannot be listed on our page. The MGA license is one of the strictest globally and is usually the standard for countries implementing legal gambling for the first time. Even if a casino on our list is not licensed by the MGA, then it will be licensed by one out of the United Kingdom Gambling Commission, Alderney, Gibraltar, or the Isle of Man Gambling Commission.
SECURE AND FAST PAYMENT OPTIONS
Most players want diverse options when it comes to banking methods at online casinos. We assessed the deposit and withdrawal methods at New Zealand online casinos, from electronic payments like Paypal to bank transfers and credit/debit cards to ensure that they are secure, swift, and convenient to use. Withdrawing your winnings should be as stress-free as possible. Top New Zealand casinos must provide players with an option to withdraw their winnings in New Zealand Dollars and the funds will be credited into their account within days.
MOBILE-OPTIMISED WEBSITE AND/OR MOBILE APP
Out of 10 online casino players in New Zealand, at least 7 of them play with their mobile devices. For this reason, top New Zealand online casinos will have intuitive and responsive mobile versions of the casino site optimized to run seamlessly on Android and iOS devices. The best mobile casinos will have customized apps that can be used on every mobile device.
SECURITY AND CUSTOMER SUPPORT
Most of the best New Zealand casinos carry similar game titles, so one of the things that set each casino apart is the customer support provided. Using most technology requires support particularly when your hard-earned cash is involved. A safe and secure website is important but it must be complemented by committed human customer assistance. We have assessed the customer service of the top New Zealand casinos to measure the helpfulness of their response. We used the live chat feature to interact with a real person in real-time and we received swift responses from all the casinos on our list. We also used the email feature and we were answered swiftly. The online chat on our recommended casinos is available in multiple languages and can be accessed 24/7.
With the increasing popularity of the casino industry and new NZ online casinos springing up almost every day, finding a secure New Zealand online casino that suits your style can be overwhelming. This is why we have thoroughly analysed some of the top New Zealand casinos and we have curated a list of the best online casinos in New Zealand. Our experts have assessed each New Zealand online casino on the user experience, payment methods, functionality and feasibility of the design, navigational features, available software providers, as well as the fairness and security. Also, they have examined the speed with which the customer support team handles complaints, the overall degree of professionalism and helpfulness. Our experts have also reviewed the parent company of casino sites. This list of the best New Zealand online casinos compiled by our experts includes only licensed operators with the liquidity to pay your winnings, no matter how large. Our top casinos have fair RNG software and strict security measures in place. We have carefully considered all these before ranking the New Zealand casinos on our list. We put in maximum effort to locate new casinos and assess them thoroughly before ranking them on our list. Also, we routinely conduct reassessment tests on all the casinos on our list to ensure that the casinos are still up to standard. If we notice a deterioration in user experience or game variety, we make sure to note that in our objective reviews.
Casino Bonuses At New Zealand Online Casinos
The casino industry is a highly competitive one. If you are new to online gambling, it is likely that you’ll miss the important details of what makes an offer good or bad. New Zealand has the biggest casinos in the industry so most of them provide innovative casinos bonuses to entice players, and maximizing these bonuses can help you land huge wins. However, each bonus has its terms and conditions, so you have to understand the available bonuses at New Zealand casinos.
On this page, you’ll find the various types of casino bonuses available at the best New Zealand online casinos. They include free spins, deposit bonuses, no deposit bonuses, reload bonuses, cashback bonuses, and special promos. You’ll also find the various wagering requirements that apply to these bonuses.
Welcome Bonuses (NZ)
This is the main bonus offered to newly registered players. It is usually a one-time offer and you have to deposit some money in your casino account to unlock the bonus, this is why it is sometimes referred to as a deposit match bonus. For instance, if a casino offers 100% welcome bonus up to NZ$500, this means that if you deposit NZ$100, you’ll get NZ$200 to play with. Free Spins are sometimes awarded as part of the welcome bonus.
A combination of the deposit match bonus and free spins allows you to try out the games at the NZ casino and you can decide if you want to keep playing at that casino. You must consider the wagering requirement and read the fine prints before deciding to accept any of the top NZ welcome bonuses
No Deposit Bonuses (NZ)
Thanks to the exponential expansion in 2020, the online gambling industry in New Zealand is more competitive than ever. Top NZ casinos compete to attract new players, and offering no deposit bonuses is one way they do this.
NZ players can claim two types of no deposit bonus, the no deposit free spins and no deposit bonus credits, you can use them to experiment at new casinos, try out new games, and win real money. These bonuses do not require any form of deposit before claiming them. Before you can withdraw the winnings from a no deposit bonus, you must consider the expiry of the bonus, the wagering requirements, the game restrictions and the withdrawal limit on the bonus amount that you can cash out.
Free Spin Bonuses (NZ)
Free Spin bonuses are offered by casinos to be used on certain casino games. The winnings from the spins can be credited to your account or they’ll reflect as a bonus with specific wagering requirements. New Zealand casinos offer free spins on specific online pokies to encourage new players to sign-up for an account. Players can enjoy a free pokies session and winnings are credited to their casino account. However, these winnings come with a wagering requirement.
A few of the reputable New Zealand casinos offer a combination of a deposit match bonus and free spins, for instance, you might receive a 100% welcome bonus up to NZ$200 and 100 free spins. However, you must read the fine print to confirm the wagering requirements, the value of the free spins and the games that the free spins apply to.
VIP and Loyalty Programmes
Most New Zealand casinos award loyalty points to players for each bet placed. These loyalty points can then be converted into free spins and other exciting benefits. It is another marketing strategy designed to ensure the loyalty of customers. Overall, the loyalty scheme can help you earn lucrative profits when playing. The VIP Program is usually reserved for players that make high-value bets or a large volume of wagers. As part of the VIP scheme, players can enjoy customized bonuses, cashback on bets, lower wagering requirements, personalized customer service, exotic trips, birthday gifts, tickets to sports events or concerts, exclusive promotions and many more bonuses and prizes.
Wagering requirements
The number of times you have to place your bets before you can cash it out is known as the wagering requirement. Other terms used to describe the wagering requirements are playthrough requirements and rollover requirements. For instance, if a casino offers a NZ$200 welcome bonus with a 40x wagering requirement. What this means is that you have to wager the bonus 40 times, in this instance, you have to place NZ$8,000 worth of bets before you can cash out your winnings.
Wagering requirements are a form of protective measure put in place to prevent players from misusing bonuses at the expense of the casinos. Without wagering requirements, players would be able to deposit NZ$100, get their NZ$100 bonus and easily withdraw NZ$200 without any hassles. If this happens, the casino would eventually go bankrupt. Additionally, NZ casinos use wagering requirements as a strategy to encourage players to play at the casino site. If you have wagered your winnings 40 times at a casino, then it is likely that you’ll become a long-term player at the casino.
Another thing to note is that not every casino game contributes 100% to the wagering requirement. Most of the online pokies contribute 100% towards the wagering requirement. However, some table games do not count towards the wagering requirement at all while other games like roulette contribute only 10%. So every NZ$50 you wager on roulette contributes only NZ$5 towards your wagering requirement. This is why it is important that you read and understand the fine print.
Best New Zealand Mobile Casinos And App
Nowadays, mobile devices are used for a lot of things, including playing casino games. Casino operators and game providers have leveraged this upward trend in the use of mobile devices. The best New Zealand casino sites allow players to enjoy casino games on the go. However, there are variations in the quality of the mobile casinos and apps offered to players. When assessing mobile casinos and apps, we check out a few things such as the device compatibility, game collection on all devices, and intuitiveness and functionality. There are 2 main ways to access casino games on a mobile device, either through the browser version or the downloadable version that can be played without an internet connection.
The best NZ operators on our list have built a mobile responsive website. So, it doesn’t matter if you are playing on a desktop or mobile device, you can expect a smooth transition between the platforms. Most games are developed using HTML5, a coding framework that optimizes games for mobile play and allows slots to run seamlessly on online and mobile devices. This means that New Zealand players can play games on Android, iOS and other mobile devices, and they can be adjusted to fit almost every screen resolution or size.
Popular Casino Games
ONLINE POKIES
Undoubtedly one of the most popular games in 2021, online pokies usually dominate the game collection at any NZ casino site. The best New Zealand online casinos offer you hundreds of online pokies to select from, with diverse themes ranging from adventure to action, and pokies based on popular shows. Some of the most popular slot games played by NZ players include Gonzo’s Quest, Starburst, Monopoly Megaways, Jackpot Giants, and many more. Most top NZ casinos also offer different types of online pokies that include 3 reel pokies, 5 reel pokies, classic pokies, and video pokies.
PROGRESSIVE JACKPOTST
hese are slot games with jackpots that continue to increase in value as the game is played by more players. A small percentage is deducted from each spin and this contributes to the jackpot. Progressive jackpots are usually the highest winning jackpot games since they are usually hosted by the software provider. This enables the jackpot to increase across several NZ casinos through the same game, therefore the popularity of the jackpot games increases across several casinos. Mega Fortune and Mega Moolah are some of the most popular progressive jackpot games that allow lucky winners to land enormous amounts of cash in a single spin.
BLACKJACK
A standard blackjack game requires a player, a dealer, and of course – a deck of cards. The simplicity, thrill, and skill required for the game have made it a popular choice among many NZ players. The best New Zealand casinos offer all variants of the classic game with versions from a wide range of software providers, and the inclusion of live dealer variants has increased the popularity of this game, propelling it to the top spot as one of the best online casino games.
ROULETTE
Roulette is a perfect choice for players looking for flexibility and simplicity. It is such a classic table game that it’s virtually impossible for the game selection at the best New Zealand online casinos not to include roulette. There are several variants of roulette including American, French, European roulette and many more. Most of the popular NZ casinos have several variants so you can keep trying your hands at all the versions till you find one that suits your playing style.
BACCARAT
Baccarat is a card game that is similar to roulette and blackjack, though it is not as popular, it is only available at a few New Zealand casinos. Although the game is exciting to play, the rules are quite complex. There are numerous types of baccarat to select from, depending on your skill and playing style. However, the Player Banker version is the most common type at most casinos. Players can bet on their hand, the banker’s hand or a tie. Baccarat can be played in free play mode, this can help you get familiar with the rules of the game.
LIVE CASINO GAMES
Live Casino games allow you to enjoy the thrill of the casino floor right from the comfort of your device. Thanks to advancements in video streaming technology, online casino players can play against live dealers in a glamorous filming studio, playing bespoke games including live baccarat, live poker, live roulette, and live blackjack in multiple languages. Live dealer games are fast becoming a popular choice among many New Zealand bettors since they believe live dealer games are more fair compared to virtual table games which use Random Number Generators.
BINGO AND KENO
Keno is a lottery style game that is widely played due to its simplicity and increased chances of landing huge wins. Players must select a number between 1 and 80 and the winning number is provided by a Random Number Generator. An accurate guess results in attractive payouts. With the numerous NZ casino sites offering bingo games, there’s no need to stay in the bingo halls for hours, players can play bingo and keno games on the go. Most of the top NZ casino sites provide bingo and keno games 24/7.
Every casino has its unique game collection. When it comes to the available casino games at an online casino, the quantity is not the only factor to consider, the quality of the game titles is also significant. The best NZ online casinos have thousands of games in their collection powered by reputable game providers such as NetEnt, NextGen, Playtech, Play’ N Go, and games from specialist providers like Thunderkick, Yggdrasil, and iSoftBet.
New Zealand Lotteries At Casinos
The New Zealand Lottery provides several ways to play such as the PowerBall and Strike games, Instant Kiwi Scratch Cards, Big Wednesday Lotto, Daily Keno, as well as traditional lotto. However, the most popular lottery is the Lotto game with a potential payout of $1 million. The game is played every Saturday and players have to select a number between 1 and 40 or use the ‘Lucky Dip’ that allows the computer to select the number automatically.
PowerBall is another popular player’s choice. This game includes an additional number between 1 and 8 known as the PowerBall. If a winning ticket is the same as the Power Ball number on the same line as the winning numbers, the player wins the Power Ball prize as well as the Lotto prize.
Popular Casino Software Providers
New Zealand players like to wager on the best casino games powered by reputable game providers. This is why many NZ casinos entice players by offering new games powered by renowned game developers as well as up-and-coming, innovative software providers. Award-winning game developers are constantly trying to outdo themselves by creating new games every year. The market includes long-standing gaming providers such as Microgaming, NetEnt, Playtech, Play ‘n Go, Red Tiger Gaming. Other newer bespoke software providers like Thunderkick, Yggdrasil, iSoftBet, and Lightning Box Games have fewer game titles in their portfolio. We have listed some of the most reputable software providers to look out for.
- Netent: This Sweden-based company is popular for developing some of the most entertaining online pokies such as Starburst, and branded pokies like Narcos. Mega Fortune, the progressive jackpot pokie, is also a product of Netent
- Microgaming: This Isle of Man powerhouse has maintained its spot as one of the best software providers for many years. Their portfolio includes branded games such as Game of Thrones and Jurassic Park. New games are released every month.
- Evolution Gaming: This is arguably the best live dealer game software provider in the world. If you are looking to interact with live dealers, play at an Irish casino that includes games powered by Evolution Gaming. This games are streamed from dedicated studios and offer numerous customizable options. Players can adjust the camera position, wager at several tables at the same time, and even place automatic wagers.
- Yggdrasil: Many of the popular online pokies in New Zealand are produced by Yggdrasil. This software provider has used modern technology to provide bespoke games with topnotch designs and visuals. Yggdrasil boast of popular games like Dr Fortuno, Valley of the Gods, Wild Robo factory and progressive slots such as Joker Millions, in its portfolio. With HTML5 technology, all Yggdrasil games are optimized for mobile play.
- Play ‘n GO: This software provider is headquartered in Sweden, but other offices are located in the UK, Philippines, Hungary, and Malta. Although the company is slot-centric, it also produces other table games including different variants of blackjack and roulette. Some of the popular slot titles including Leprechaun Goes to Hell, Riches of Ra, and Aztec Warrior Princess are powered by Play’N Go.
- Playtech: Based in the Isle of Man, Playtech has provided gaming software since 1999. Playtech takes its spots as one of the top pokie providers in NZ by offering players games based on licensed titles. This included film adaptations such as Gladiator and Top Gun. Other popular Playtech pokies include Buffalo Blitz and Age of Gods: King of Olympus. In addition to pokies, Playtech also offers other casino games such as roulette, blackjack, and live casino games that promises huge wins.
Fastest Payment Options
One of the factors that must be considered before playing at a New Zealand online casino is the availability of diverse payment options and the speed at which transactions are completed. Some of the payment options include traditional methods like bank transfers, debit cards, credit cards and newer, innovative methods such as wallet, prepaid cards and mobile apps.
- Debit Cards: Debit cards are one of the oldest and most popular deposit methods for NZ players. Making deposits with a debit card is fast, safe and secure and the funds are credited into your casino account almost immediately. Also, debit cards are very popular so they are accepted at almost every online casino.
- Neteller and Skrill: These are 2 of the most renowned electronic payments methods at online casinos globally. Skrill and Neteller have built a reputation for providing players with a secure, convenient and swift method of completing transactions at the best NZ casino sites. These electronic payment systems are available in a wide range of currencies including NZ dollars. Players can make deposits and withdrawals instantly without providing their personal or financial information.
- PayPal: The best New Zealand casinos allow players to make deposits safely using various methods including electronic payment. PayPal is an example of such an electronic payment method that provides the most secure and convenient ways to deposit and withdraw funds. Additionally, it provides security and safety since you are not required to provide your banking information on the casino site. Payments are processed at no cost and the firm has strict customer protection policies giving you the peace of mind you deserve.
- Paysafecard: Paysafecard is an excellent alternative for NZ players who want to fund their casino account without using a credit card. Players can fund their Paysafecard using cash at any of the New Zealand outlets. Then the Paysafecard can be used to top up the online gambling website. This is one of the safest payment options. What’s more, Paysafecard is accepted at almost every online casino in New Zealand and users are charged minimal transaction fees. Paysafecards are only used to deposit funds at a casino, they can’t be used to withdraw funds.
- Instadebit: Instadebit allows players to withdraw funds at NZ casinos. Also, this payment method does not require card details. In addition to the confidentiality and anonymity provided by this method, the transaction charges are paid by the casino and registration is completely free. With Instadebit, deposits and withdrawals are secure and are processed almost immediately, users can also qualify for exclusive bonuses by using Instadebit on specific New Zealand casinos.
- MuchBetter: This is one of the newest payment methods to be introduced in NZ casinos. The MuchBetter app allows you to make deposits and withdrawals at online casinos. The MuchBetter app comes with an easy-to-use app and a free Mastercard. Additionally, topping up your casino account with MuchBetter can be done at no charge at all, and your privacy is guaranteed with the premium quality anti-fraud software. With MuchBetter, players can enjoy exclusive rewards from MuchBetter and NZ online casino sites.
- Ecopayz: EcoPayz is one of the most reputable e-wallets worldwide. Transactions are completed within seconds, and no transaction fee is charged. EcoPayz can be used to make deposits and withdrawals. However, the processing time for withdrawals could be up to 3 days. Ecocards offer anonymity since there is no need to include your bank details when playing with EcoPayz.
- Bank Transfer: This method is often used for large payments. The processing time can take a while since the payment has to be approved by the bank and the online casino. However, this is still the most secure and reliable payment option for bulky payments.
How to sign up at New Zealand Online Casinos
Once you have selected your preferred New Zealand online casino to play at, the next thing you have to do is to sign up for an account. You have to provide some personal details to verify your identity. These are the most common information you must provide:1
Step 1
Proof of identity including name, age, sex
Step 2
Proof of residence including address
Step 3
Preferred username and password
Step 4
Pick a security question
Step 5
Select your preferred currency
KYC Process and Responsible Gambling
Know Your Customer (KYC) is a set of verification checks conducted by businesses, it was previously used by insurance companies and other financial institutions, however, most online casinos have adopted Know Your Customer checks.
Through these processes, online casinos can protect themselves against fraud and money laundering, verify that players are at least 18 years old, and confirm the identity of players generally. To verify your identity after signing up at an online casino, you have to provide documents indicating your name, date of birth, present residential address, as well as other banking information. NZ online casinos are required to confirm the authenticity of your proof of identification in the shortest possible time. They can do this using documents or unconventional methods like asking you to take a photograph while holding your ID card.
As part of the KYC process, New Zealand online casinos must verify your payment option. This ensures that you are the original owner of your account. Your payment method details must match the information you have provided. Otherwise, you won’t be able to play at the casino. Once the verification process has been completed, you can play and complete transactions from your casino account without hassles.
Problem Gambling Helplines New Zealand
If you suspect that you, or anyone close to you, has a problem with gambling, it is important that you seek help. The National Gambling Helpline is a dedicated helpline service where a professional team staff offers support, information and guidance on issues related to problem gambling. You can call the National Gambling Helpline Services on 0800-654-655 or send a text to 8006. You can also visit the website at www.gamblinghelpline.co.nz for a list of helplines for specific regions.
FAQ About New Zealand Online Casinos
Is it legal to gamble online in New Zealand?
Online gambling in New Zealand is prohibited under the 2003 Gambling Law. Online casinos are prohibited from operating in New Zealand. However, NZ players can gamble legally at offshore casinos.
What is the minimum gambling age in New Zealand?
The minimum age requirement to participate in gambling activities in New Zealand is 18 years old. If you are caught gambling at a New Zealand casino and you are younger than 18 years, you could be fined up to $50
Which casino bonuses are available?
Most New Zealand online casinos offer lucrative bonuses to attract new players and retain existing ones. You can benefit from some of the most attractive welcome bonuses and no deposit bonuses as a newly registered player on a new casino.
Which license does an NZ online casino need?
For any New Zealand online casino to be considered reputable, it must hold a license from either the Malta Gambling Authority or the United Kingdom Gambling Commission. Licenses from Gibraltar and Alderney and Isle of Man.
Are New Zealand Online Casinos safe?
The authenticity of a website is not 100% certain, and this applies to online casinos. You have to consider some factors such as government history, the auditing process and company history. Not to worry, that’s why we are here. With our many years of experience in the gambling industry and our highly skilled team, we can help you find safe and trustworthy New Zealand casinos.
When can I cash out my bonus?
Bonus winnings are usually credited to your casino account and you can only cash them out after you have met the wagering requirements. If the bonus has a 35x wagering requirement, this means that the bonus can be withdrawn after betting your balance 35x. Some casinos might allow you to cash out your bonus without any wagering requirements, but this hardly ever happens.
When will I receive my winnings?
Once you have met the wagering requirement, your casino account will be credited with your winnings almost immediately. However, the time of withdrawal depends on the withdrawal option you have selected.
Which casino games payout the most?
Blackjack has the highest overall payout with a low house edge of 1.5% if played with an effective strategy. This provides a 98.5% RTP. Also, progressive jackpots offer the most lucrative monetary rewards since you stand a chance to win millions of NZ dollars in just one win.
Do I need to pay tax on my winning in New Zealand?
For the majority of New Zealand players, taxes only apply to your winning if you are a professional gambler. As far as you are a casual bettor, you don’t have to pay tax on your winnings. If you still have doubts regarding this, speak with a legal expert to examine your case and provide an appropriate solution.
Is there a cap on how much I can win at any given time?
It depends on the casino game you are playing. You can win thousands or even millions of dollars with progressive jackpots. However, most casinos have a withdrawal limit between NZ$100 and NZ$1,000. Take note of the withdrawal limit before deciding to play at the casino.